Waterfront Pool Home with Direct-Gulf Access! Ideally situated in the northern part of Hernando Beach, this 3 bedroom, 2 bathroom, waterfront POOL home offers direct Gulf access and a private white sand courtyard. Inside there's a cozy living room in the front and a family room towards the back overlooking the pool, providing ample space for entertainment and relaxation. Recently renovated after a hurricane-induced flood, it now features a commercial-grade flood-proofing barrier system for peace of mind. Fully furnished for convenience, it's perfect for a hassle-free move-in. With a 60-foot water frontage, floating dock, and concrete seawall, it's an exclusive home base for avid boaters. Enjoy Florida's sunshine by lounging around the in-ground pool or host friends for cookouts, fishing trips, and outdoor fun. This charming home is not just a home, it is a destination not to be missed. Notable upgrades: Roof - 2021, HVAC - 2023 (w/warranty), Water Heater - 2023, Pool Heater - 2023, Pool Pump - 2021, Pool Dock - 2023, Fully Repiped - 2023, Commercial Grade Flood Barrier System (w/transferable warranty) - 2024, Included Furniture - 2023.
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$630,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $504,000 | $504,000 | $504,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,144 | $3,062 | $3,983 |
Total Monthly Payment | $3,628 | $3,546 | $4,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.