Spacious 2/2 in The Village of Mira Mesa with NO BOND! NEW ROOF JUST INSTALLED Oct. 2024, new hot WATER HEATER 2024 plus a HOME WARRANTY is included! This stately home finished with red brick veneer features a paver driveway and walkway leading to the screened front porch. Inside, the foyer boasts a coat closet and LUXURY VINYL PLANK flooring that carries throughout most of the home. The large open living room offers a dining space, VAULTED CEILINGS, solar tube and large windows overlooking the lanai. Adjacent is a large Florida room/bonus room leading to the lanai with a mini split AC system and beautiful large offset tile floors. The spacious kitchen features an eat-in nook, wood cabinetry and new stainless steel side by side refrigerator. The primary suite, in the back of the home, has vaulted ceilings, dual walk-in closets and an ensuite bathroom with dual sink vanity and walk-in shower with cultured marble walls and glass door. The front of the home offers a guest suite with built-in closet, large window and adjacent full bathroom with shower/tub combo with glass door, a hall storage closet plus a linen closet. Additionally, there is a full 2 car garage with roll down screen and pull down attic stairs. The backyard offers PRIVACY thanks to mature landscaping including beautiful blooming firebush. Mira Mesa is very convenient to Spanish Springs Town Square and 441 with a wide array of dining, shopping, medical and more plus you are less than 3 miles to Lake Sumter Landing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$344,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,920 | $275,920 | $275,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,813 | $2,327 |
Total Monthly Payment | $2,130 | $2,107 | $2,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.