Welcome to this Georgetown model home, featuring 2 Bedrooms, 2 Bathrooms, a flex room, and a 1. 5-car garage. Upon arrival, you will appreciate the privacy of the corner lot and the inviting screened front porch. Entering the residence, you will find a spacious living room that offers various layout possibilities. The dining room is conveniently situated adjacent to the kitchen, which boasts granite countertops, stainless steel appliances, and ample cabinetry. The breakfast nook, adorned with three large windows, provides a lovely view of the backyard. This home features a split bedroom floor plan, with the Owners Suite showcasing a generous bay window with a seat, a walk-in closet, and a ceiling fan with light fixture, along with an en suite bathroom. The Guest Bedroom is offers multiple windows, a walk-in closet, and a ceiling fan with light fixture. The flex room includes a built-in day bed, perfect for accommodating additional guests. The enclosed lanai, equipped with air conditioning, offers serene views of the backyard & extra living space to enjoy. Additional highlights of the home include newly landscaped rock, plantation shutters, plank tile flooring throughout, an interior laundry room with cabinetry, electrical panel & air conditioner replaced in 2022. Home is conveniently located across the street from the aquatic sports club. Your monthly HOA fee covers gated security, access to social clubs, a dog park, and trash collection. Furthermore, the community features multiple amenity buildings, including the Island Club, which offers a clubhouse with a recreation room and kitchen, three pools (lap pool, aquacizing pool, and lounge pool), and a 16-person whirlpool. The Orchid Club features a large pool, three hot tubs, an auditorium, a card/game room, a library, a billiard room, and an arts and crafts room, complete with a ceramic studio and two firing kilns. Please note that access to the golf course incurs an additional fee. Look forward to showcasing this beautiful home and its amenities, which will undoubtedly contribute to the next chapter of your life.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $193,200 | $193,200 | $193,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $120 | $120 | $120 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,205 | $1,174 | $1,527 |
Total Monthly Payment | $1,400 | $1,369 | $1,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.