**OPEN HOUSE NO APPOINTMENT NEEDED** **ASK ME ABOUT THE ALTERNATIVE FLOOR PLAN** Welcome to this turn-key brick two-family townhouse located at 25-38 78th St. Queens, NY. This meticulously maintained property boasts an owner’s duplex featuring two spacious bedrooms and two full bathrooms, offering comfort and convenience. The duplex also includes a finished basement with two additional rooms, perfect for a home office, gym, or guest quarters. The upper unit is a beautiful two-bedroom rental, with a front balcony providing an excellent opportunity for additional income. Both units enjoy abundant natural light and thoughtful finishes throughout. Step outside to your private backyard, an ideal space for relaxation, entertaining, or gardening. The property also includes a private driveway, ensuring convenient off-street parking. Don’t miss out on this exceptional opportunity to own a versatile and well-appointed home in a prime location. *Please note: - The interior square footage includes the finished basement. - Some images have been virtually staged for visual representation. - All information deemed reliable but not guaranteed. Buyers are expected to perform their own due diligence.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,040,000 | $1,040,000 | $1,040,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $757 | $757 | $757 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,987 | $6,574 | $8,776 |
Total Monthly Payment | $6,869 | $7,456 | $9,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.