Why wait to build when you can move right into a 2021 Lennar-built home in the newer, small, and very friendly gated community of Harbor West, in South Gulf Cove. This 3 bedroom, 2 bathroom, 2 car garage, pool home features a tiled roof, pavered driveway and lanai, hurricane impact windows and doors, and a black, iron-look aluminum fence encompassing the backyard. Beautifully maintained and decorated, you enter the home into a foyer complete with a coat closet, not often found in Florida homes and then into an open floor plan with beautiful diagonally-set ceramic tile floors throughout the living areas of the home and laundry room, and carpeting in the bedrooms. The spacious kitchen features solid wood, white cabinets, granite countertops, and offers, not only additional counter seating, but a large area in the front of the kitchen which can be utilized for a variety of purposes, such as an office area, arts and crafts area, etc. The kitchen opens to the dining room. The living room has sliding doors to the lanai and the bedrooms are arranged in a split format. The master bedroom ensuite has a large walk-in closet, a bathroom with his and her sinks, large tiled shower, linen closet, and separate water closet. The guest bathroom is conveniently located off the two guest rooms, as well as the lanai, and offers access to the pool. Crown molding gives an elegant touch and the home is a "smart" home, allowing you to control appliances, thermostats, lights, and other devices remotely through the internet using your smartphone or tablet. The 20’ x 20’ garage, which can also be accessed from the laundry room, features an epoxy finish on the floor. You are able to enjoy the amazing wildlife and water views—Florida living at its finest—from your lanai and heated pool, as you will have plenty of time to relax. Harbor West offers you chore-free living, as lawn care, including mowing, trimming and mulching, fertilization, and irrigation are all maintained by the HOA. The HOA also maintains the gates and the street lighting. And icing on the cake—this home is being sold furnished. See the items that convey on the attached list. Don't miss out on this lovely home. You are conveniently located to excellent golf courses, the area’s sparkling intercoastal waterways, beautiful Gulf of Mexico beaches, restaurants, shopping, boating, and world-class fishing. Enjoy the Florida sun. Make your appointment today.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,373 |
Total Monthly Payment | $3,280 | $3,210 | $3,925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.