12321 El Prado DRIVE, Punta Gorda, FL, 33955 | $14,999

Under contract-accepting backup offers. 12321 El Prado Dr & 12325 El Prado Dr are being sold together ONLY
Discover your canvas for dream-building on two generously combined parcels in the thriving heart of Tropical Gulf Acres. This new listing offers a blank slate for visionaries ready to bring their architectural dreams to life. Imagine stepping out your front door each morning and being just a hop, skip, and a jump (or a very short drive, for the less acrobatically inclined) from the serenity of Bissett Park. This locale isn't just a pretty face; it's practical too, with effortless access to major roads like Highway 41 and Interstate 75, ensuring your weekends can be as adventurous as your weekdays are smooth.

But wait, there's more! You're not just buying land; you're gaining a community. Just a stone's throw away, brush up on algebra or revisit your high school Spanish at the Florida Southwestern Collegiate High School - Charlotte Campus. Need a midnight snack or ingredients for your next culinary masterpiece? ALDI is within easy reach, ensuring you never have to travel far for groceries.

Ideal for those who dream of designing their living space, this property combines peaceful residential vibes with convenience. Enjoy the benefits of open space ready to transform into your personal haven. Whether you're picturing a quaint cottage or a sprawling estate, these lots provide ample room to manifest your ideal home.

Step into a spot where the grass could be greener—yours! Start your day with a stroll in the park, inspire your inner student, and end with a grocery run that's all within a neighborhood that feels like it's tailored just for you. Isn't it time to put down roots in a place where you can create, relax, and thrive?

Features

  • Lot Size: 9,600 SqFt / 892 SqM
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • MLS#: OM686393
  • Days on Market: 41 days
  • Website: https://www.raveis.com
    /prop/OM686393/12321elpradodrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 9:47:07 PM)
Listing courtesy of REALTY ONE GROUP SUNSHINE   Phone: 727-492-5013

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12321 El Prado DRIVE, Punta Gorda, FL, 33955

$14,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $11,999 $11,999 $11,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $80 $80 $103
Total Monthly Payment $155 $155 $178

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.