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122 Lone Oak Drive, St. Albans Town, VT, 05478 | $499,900
Back on the market and ready to impress, welcome home to your private, significantly upgraded St. Albans Town oasis. Situated at the end of a private road surrounded by nature, this home is truly breathtaking. With an open floor plan and plenty of natural light, the home is welcoming to say the least. A generous kitchen space lends nicely to both the dining and living room areas. A laundry and utility space meets the garage entry, and the home offers a large pantry closet. There's plenty of room to entertain with direct access to the back deck and pool area. A bonus office space, tucked off of the front entry, provides the perfect home office or playroom, complete with an additional closet. Upstairs, you'll find an expansive primary suite with a roomy walk-in closet, soaking tub, and tiled shower. A full guest bath is just as beautiful, and two additional, spacious bedrooms make up the second level. Substantial upgrades include professional painting, luxury vinyl plank floors, new sump pump, Tesla Power Wall, new appliances, and more. An absolute must see, this home presents an incredible opportunity to capture the allure of the rural countryside, while living moments from local amenities. 122 Lone Oak Drive is 100% move-in ready as it has been professionally cleaned, undergone a recent wetland delineation, landscaped, pressure-washed, mowed, and maintained - the complete package. The property has been prepared for market with care, and is ready to be called HOME!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 2002
- Garage: 2-car Garage
- Heating: Propane,Solar,Baseboard
- Cooling: None
- Basement: Concrete,Full,Stairs - Exterior,Storage Space,Sump Pump,Unfinished
- Approx Sq. Feet: 1,792
- Acreage: 11.78
- Est. Taxes: $5,420
- Lot Desc: Country Setting,Field/Pasture,Level,Open,Wetlands,Rural
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: BFASt Albans
- School District: Maple Run USD
- MLS#: 5002004
- Website: https://www.raveis.com
/prop/5002004/122loneoakdrive_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/21/2024Listing courtesy of Coldwell Banker Hickok and Boardman Phone: 802-863-1500
Listing Agent: Nicole Broderick
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
122 Lone Oak Drive, St. Albans Town, VT, 05478
$499,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $452 | $452 | $452 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
| Total Monthly Payment | $3,188 | $3,185 | $3,900 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484