Charming Home at 132 Montgomery Avenue, Mastic, NY - Just 5 Miles from Smith Point Beach! Welcome to this beautifully upgraded 3-bedroom, 2-bathroom home in the sought-after William Floyd School District, perfect for coastal living enthusiasts. With LOW annual taxes of $6, 315. 60, this home offers excellent value for families. Inside, the newly renovated kitchen, completed in April 2023, features quartz countertops, soft-close cabinets and drawers, and LG stainless steel appliances, including a WiFi-enabled stove with a built-in air fryer. The home also boasts modern countertops, Energy Star appliances, and a convenient first-floor master bedroom. Recent upgrades include new Anderson 400 series windows, a Rheem 3-ton Central A/C system with WiFi control, and a new roof with architectural shingles, new vinyl siding on the entire house, and production shingles in a charming vinyl cedar shake style on the front, all installed in April 2023. The partially finished walkout basement and full scuttle attic provide extra living and storage space. Outside, enjoy a 25' x 20' brick patio with Techo-Bloc Blu Smooth HD in Shale Grey, a Blu Grande Smooth inlay table area, and a stylish Valet Champlain Grey/Onyx Black border. The spacious, fenced backyard offers privacy and features a new vinyl 6' fence, while the front boasts a new brick porch with PVC railings, a blacktop double driveway with a brick apron, and cobblestone borders, all completed in April 2023. Additional highlights include a 20' x 10' shed/garage with a 60-amp subpanel, making it an ideal man cave or workshop, and a 6-zone in-ground sprinkler system with WiFi access to keep the lawn in perfect condition. With oil heating, baseboard warmth, Energy Star appliances, a 200-amp electrical service, and a private driveway, this home, situated on a peaceful dead-end block, combines modern comforts with timeless charm-just minutes from the beach. Don't miss the opportunity to make 132 Montgomery Avenue your own!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $526 | $526 | $526 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,729 | $2,659 | $3,430 |
Total Monthly Payment | $3,347 | $3,277 | $4,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.