442 Lomond DRIVE, Port Charlotte, FL, 33953 | $479,000

**NO HURRICANE DAMAGE AND NO FLOODING - THIS HOUSE IS STRONG & STURDY**


*Sellers 2. 25% interest rate on their loan is assumable*




CHARMING CANAL-FRONT OASIS WITH SALTWATER POOL!!




Welcome to your dream home! This stunning residence boasts 4 bedrooms, 2 bathrooms, large square footage offering ample room for the entire family and an ideal split bedroom floor plan so you can enjoy the perfect balance of privacy and togetherness.
Step inside to find a spacious living room and a cozy family room that features a beautiful wood-burning fireplace, perfect for creating lasting memories under the vaulted ceilings that enhance the natural light, making this home feel even more expansive.




Outdoor living at its finest awaits you with your very own saltwater pool and chlorine spa, designed for relaxation and entertainment. The 2024 new lanai screening ensures a bug-free environment, allowing you to enjoy your backyard paradise year-round. The property is situated on a tranquil canal that leads to the Gulf of Mexico, offering water enthusiasts easy access for boating and fishing and more.




For added convenience and peace of mind, the home features an electric hurricane roll-down door for the lanai, along with other updates that include: new pool/spa pumps, 2021 NEW ROOF, 2024 septic tank pumped, 2022 NEW WATER HEATER, and more.
Additionally, location couldn’t be better! Just a 6-minute drive to the Cocoplum shopping strip, you'll have easy access to dining, shopping, and all the essentials.
Don’t miss your chance to own this exquisite home where comfort, style, convince, and outdoor living come together.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Laundry Room
  • Year Built: 1990
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,269
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $6,074
  • Pool: In Ground, Salt Water
  • Appliances: Dishwasher, Disposal, Ice Maker, Microwave, Range, Refrigerator, Trash Compactor
  • MLS#: N6134659
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/N6134659/442lomonddrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/12/2024 4:39:38 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

442 Lomond DRIVE, Port Charlotte, FL, 33953

$479,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,200 $383,200 $383,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $506 $506 $506
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,549 $2,517 $3,232
Total Monthly Payment $3,130 $3,098 $3,813

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.