Welcome to Your Home in Spring Valley, NY. Here is the opportunity to own this wonderful 5 bedroom, 3 full-bath bilevel home nestled in a highly sought-after neighborhood. Surrounded by lush trees and lined with charming sidewalks, this residence is perfect for those seeking both tranquility and community. Step inside to discover beautifully maintained hardwood floors that flow throughout the main level. The heart of the home features an updated kitchen, complete with custom cabinets, elegant granite countertops, a spacious center island, and modern stainless steel appliances—ideal for the chef in you and entertaining guests. The large dining room and inviting living room are bathed in natural light, thanks to the large sliders and bay window, creating a warm and welcoming atmosphere. Retreat to the primary suite, which boasts its own updated bathroom for added privacy and convenience. Two additional bedrooms and another full bathroom on this level have also been tastefully updated. Venture to the lower level, where you'll find a great family room perfect for relaxation, along with another full, updated bathroom and two additional bedrooms; ideal for guests or a home office. The convenient laundry/mud room provides access to the one-car garage, making daily life a breeze. This home is equipped with all updated windows, a young roof, durable vinyl siding, energy-efficient solar panels, a new central AC, and a young water heater; ensuring peace of mind for years to come. Don’t miss your chance to make this beautifully updated home your own and start building your dreams today! Additional Information: Amenities: Stall Shower, Storage, ParkingFeatures: 1 Car Attached,
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$790,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $632,000 | $632,000 | $632,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $1,040 | $1,040 | $1,040 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,200 | $5,330 |
Total Monthly Payment | $5,390 | $5,332 | $6,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.