This GROUND FLOOR unit has a TOTALLY UNIQUE FLOOR PLAN with a BONUS, FLEX SPACE that could easily be a craft room, man cave, library, office, art studio, bunk beds when the grandkids visit. . . let your imagination go wild! Seminole Gardens is the premier 55+ community in the heart of Seminole, Florida. If there isn't a club for your favorite activity, start one! This unit is on the GROUND FLOOR on the west wing, and faces NORTH. The center of the building houses the amenities, mailboxes, laundry room with storage locker, back door to park behind building, trash/recycle, bulletin board and elevator. This GORGEOUS, GROUND FLOOR HOME has great NATURAL LIGHT, a PRIVATE EXIT TO THE PARK behind the building, a BONUS ROOM (!!), SOLID WOOD CABINETS, can be leased UNFURNISHED as an ANNUAL REANTAL or FURNISHED as a SEASONAL RENTAL. This exquisite home is NEAT AND CLEAN, with FRESH PAINT, lovely LARGE TILE THROUGHOUT, GENEROUS STORAGE SPACE. . . DID I MENTION THE BONUS ROOM?! Come check out this BEAUTIFUL UNIT in this PROFESSIONALLY LANDSCAPED, FUN and ACTIVE COMMUNITY! Four miles (4 miles) to the BEACHES, right behind SEMINOLE CITY CENTER. The community has its own FREE SHUTTLE TO LOCAL STOPS and an ON-SITE MAINTENANCE DEPARTMENT that is really convenient! ADDITIONAL EXTRAS AT NO COST: billiards, card tables, library, HEATED POOL, SPA AND SAUNA, GIANT AUDITORIUM with a large stage and meeting spaces, fitness, outdoor patio and shuffleboard, two big lakes and connecting sidewalks thru the whole community. Stick your toes in the sand with the beaches only 4 miles away! Easy drive to the downtowns of ST PETERSBURG, CLEARWATER and TAMPA, TIA Tampa international airport, PIE St Pete/Clearwater Intl airport, marinas, sunset cruises (you have to check out the Pirate Cruise out of Clearwater Beach!) museums, dining and shopping, and too many festivals and features to list. The CITY OF SEMINOLE offers a FREE MEMBERSHIP TO THE RECREATION CENTER FOR RESIDENTS. SEMINOLE, FLORIDA IS A GREAT PLACE TO LIVE, on the west coast of Florida with INTERNATIONALLY FAMOUS BEACHES and access to 20, 000 ACRES OF NATURAL PARKS, MANY OF THEM COASTAL. ARE YOU INTO SPORTS? LIGHTNING HOCKEY, BUCS FOOTBALL, RAYS BASEBALL, ROWDIES ML SOCCER. WALT DISNEY WORLD, BUSCH GARDENS, LEGOLAND, THE FLORIDA AQUARIUM, TAMPA CRUISE TERMINAL, NO SNOW. . . I mean, who wouldn't want to live here?! The STATE OF FLORIDA is a RECREATIONAL WONDERLAND with NO STATE INCOME TAX. The fine print: NO SMOKING BUILDING, NO PETS, motorcycles, RVs, commercial vehicles. Application and Rules & Regulations in MLS attachments. A seasonal lease may be possible, please inquire.
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Our Executive Mortgage Banker:
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$1,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,360 | $1,360 | $1,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.000% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.171% | 5.248% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $8 | $8 | $11 |
Total Monthly Payment | $83 | $83 | $86 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.