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1092 Old Concord Road, Kirby, VT, 05819 | $299,000
Discover this 1, 650 sq. ft. , 2020-built home in Kirby, VT, where country living meets modern convenience just minutes from St. Johnsbury. Set on 5. 2 acres with picturesque views and a peaceful setting, this property is perfect for those looking to make it their own. The main level boasts a central kitchen with a walk-in pantry, seamlessly connecting to a cozy living room warmed by a wood stove. You'll find two bedrooms, a full bath, and a laundry area, making single-level living a breeze. Upstairs, the second floor includes a third bedroom, another full bath, and a spacious open area waiting for your creative touch—whether it becomes a family room, home office, or something else entirely. Outside, you can enjoy the large rear deck, lovely landscaping, and a detached workshop for hobbies or extra storage. Plus, With the footings already in place for a barn or outbuilding, you’ll have room to expand your vision. You'll love being one house away from the VAST Trail, adding snowmobiling fun right at your doorstep. With Kirby's school choice and this prime location, this property is the perfect blend of opportunity and adventure!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Style: Cape
- Year Built: 2020
- Heating: Direct Vent
- Cooling: None
- Basement: Crawl Space
- Approx Sq. Feet: 1,142
- Acreage: 5.2
- Est. Taxes: $4,291
- Lot Desc: Country Setting,Landscaped,Mountain View
- Elem. School: Choice
- Middle School: Choice
- High School: Choice
- MLS#: 5015566
- Website: https://www.raveis.com
/prop/5015566/1092oldconcordroad_kirby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/8/2024Listing courtesy of Tim Scott Real Estate Phone: 802-748-8000
Listing Agent: Timothy Scott
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1092 Old Concord Road, Kirby, VT, 05819
$299,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
| Monthly Tax Payment | $358 | $358 | $358 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,612 | $1,571 | $2,017 |
| Total Monthly Payment | $2,045 | $2,004 | $2,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484