Located minutes from Lake Blalock, you'll find this remodeled ranch-style home with a walk-out basement. Nestled on 4. 01 acres this home offers room to create your paradise. The spacious front porch leads into the nice and spacious open floor plan. The chef of the family will love the kitchen with granite countertops, tile backsplash, breakfast bar, pantry, and updated appliances. The dining and great rooms are combined to make entertaining enjoyable. Hardwood floors, updated paint, and fixtures throughout the main living areas. The main level owner's suite offers a large remodeled bathroom with a garden tub, separate shower, dual sink, and walk-in closet—the guest rooms on the main level with a shared hall bathroom. The laundry and mudroom areas are also found on the main level. The basement is finished and walk out to a rear patio. The recreation room, playroom, and a second guest room with a bath are also on the lower level. Great storage space! Updates include a new roof, HVAC, and much more! An exterior utility space for lawn tools is located on the laundry/mudroom side of the home. No HOA!
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$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $168 | $168 | $168 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,309 | $3,003 |
Total Monthly Payment | $2,614 | $2,552 | $3,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.