This charming Avondale bungalow sits on an expansive lot, offering a sense of spaciousness beyond its square footage. The thoughtfully designed layout enhances its livability, with the potential for the office to seamlessly transition into a 3rd guest bdrm. A generously sized b'fast bar connects the dining area to the kitchen, fostering a welcoming atmosphere where the chef can engage while preparing meals. Equipped with a gas range, 2 sinks, & updated kitchen cabinets, this kitchen is a haven for culinary enthusiasts. Cozy up by the wood-burning fireplace, appreciate the convenience of a well-placed laundry area, and revel in modern comforts such as a newer roof & a Rinnae water heater. Electrical & plumbing upgrades, irrigation system, waterproof membrane under house, newer HVAC with filtration, fireplace conditioning & a shed with great space in the yard for home expansion. In documents, you'll see the original survey & 2 proposed surveys: 1 with addition & 1 with additional house. Incredible income producing property! Furniture is optional and has been successful as a rental. Green colored surveys in photos show subdivision potential and addition potential. This property qualifies for a lender credit towards closing costs when using Lee Simanoff of Future Home Loans as the recommended lender. NMLS 817440. Conditions Apply.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,600 | $339,600 | $339,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,259 | $2,257 | $2,864 |
Total Monthly Payment | $2,334 | $2,332 | $2,939 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.