Sweet home Carolina! This fantastic Cape Cod style home is located in a highly sought after neighborhood. Brand new vinyl siding and roof just completed in 2024. The fenced in yard is great for entertaining, whether you want to have a meal on the deck or sit around a fire pit in the yard . . . either way is is going to be a perfect evening. This spacious home offers plenty of room for weekend guests, with four generously sized bedrooms perfect for accommodating family and friends. The kitchen will be the focal point with beautifully painted cabinets, new counters and backsplash all done in 2024 as well. Main floor full bath and upstairs half bath also updated. Great hardwood floors as seen. All of this and it is in the award winning Clarkstown Central School District! This neighborhood is centrally located with easy access to The Palisades Parkway or a quick stroll into the downtown of New City. Clarkstown residents enjoy fantastic town pools and wonderful new Pickleball courts. Move right in and start enjoying making memories on Carolina Drive.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $1,005 | $1,005 | $1,005 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,870 | $2,795 | $3,635 |
Total Monthly Payment | $3,967 | $3,892 | $4,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.