Just Listed! Welcome to this stunning Colonial home, built in 1998, located in the desirable town of Smithtown. Offering an impressive 2, 752 sq. ft. of elegant living space, this charming residence features 3 spacious bedrooms, 3. 5 bathrooms, and a versatile bonus bedroom or home office in the fully finished basement-ideal for families and remote workers alike. As you enter, you'll be greeted by a grand foyer with soaring cathedral ceilings that create an inviting and airy atmosphere. Both levels boasts beautiful hardwood and laminate floors throughout. Relax in the formal living room, complete with a cozy wood-burning fireplace, or unwind in the den/family room featuring a pellet stove, perfect for those chilly evenings. The eat-in kitchen is a chef's dream, showcasing stunning granite countertops and stainless steel appliances, while the formal dining room provides an excellent space for gatherings. The expansive finished basement offers a generous great room with a walk-out entrance, as well as an additional bedroom or dedicated home office space, providing flexibility for entertainment or productivity. Additional highlights include a 200 AMP electrical panel, 4 ceiling fans for added comfort, and both central and ductless air conditioning systems. The exterior is equally impressive, set on approximately a quarter-acre lot with a fully fenced yard, meticulously landscaped with well-maintained lawns and shrubs. A 6-zone irrigation system ensures your outdoor spaces stay lush and vibrant. Enjoy outdoor living on the lovely wood rear deck or utilize the backyard shed for extra storage. The home also features a 3-year-old 50-year roof for peace of mind. Located close to Bradley Park, this home combines comfort, style, and convenience. Don't miss your chance to make this beautiful property your own-schedule a showing today!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,214 | $1,214 | $1,214 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,855 | $4,973 |
Total Monthly Payment | $5,165 | $5,161 | $6,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.