Imagine stepping into a charming antique home, just a short 4 min walk to the picturesque Clinton Beach and minutes to the quaint downtown area. This beautifully preserved gem combines classic elegance with modern comfort and boasts ample space for family and guests. The home features a fully remodeled kitchen with butcher block counters, beautiful custom cabinetry and all new stainless appliances. Plenty of room in the kitchen for a dining table or enjoy meals at the breakfast bar. The 2 full updated baths seamlessly blend contemporary updates with historical character. A first-floor primary bedroom suite is a convenient feature, while two additional ample bedrooms on the upper floor provide plenty of room for guests. Brand new windows, storm door, freshly painted exterior & interior as well as a newly tiled sunroom and a whole house generator are just some of the updates. Gleaming hardwood floors throughout add warmth and sophistication to every room. The open concept living room with a wood burning fireplace sits adjacent to the sunroom that invites you to relax and enjoy the natural light through its wall of windows. There is also a den/office with a second fireplace. The detached garage includes a separate heated office space/studio, perfect for working from home or pursuing hobbies as well as a 1 car bay. A large private backyard lined with trees, provides ample room for activities and gatherings, making this home a perfect blend of antique charm and modern amenities. 38 Waterside Lane is a one-of-a-kind antique home, and it even comes with a wishing well, thoughtfully placed outside the sunroom where hummingbirds and wildlife can be seen year-round. This home is truly the best of historic New England charm with easy access to town and the gorgeous Clinton Town Beach.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 14.0 x 10.0 | Upper |
Bedroom 2 | Hardwood Floor | 10.0 x 9.0 | Upper |
Den | Fireplace,Hardwood Floor | 13.0 x 12.0 | Main |
Eat-In Kitchen | Remodeled,Bay/Bow Window,Breakfast Bar,Laundry Hookup,Tile Floor | 18.0 x 9.0 | Main |
Full Bath | Remodeled,Tile Floor | Main | |
Full Bath | Remodeled,Tile Floor | Upper | |
Living Room | Fireplace,French Doors,Hardwood Floor | 17.0 x 16.0 | Main |
Office | Softwood Floor | 19.0 x 11.0 | Other |
Primary Bedroom | Full Bath,Hardwood Floor | 15.0 x 14.0 | Main |
Sun Room | Sliders,Tile Floor | 15.0 x 9.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $588 | $588 | $588 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,481 |
Total Monthly Payment | $5,040 | $4,928 | $6,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.