Welcome to this enchanting Victorian, originally built in 1870, where historic charm meets modern comfort. This elegant home offers 5 spacious bedrooms, 3 bathrooms and potential for a 4th bathroom, freshly repainted on the exterior, and boasts an 8-year-old cedar roof and siding that harmonize beautifully with the park like grounds. The property includes newly planted trees, a sprawling wrap-around porch perfect for relaxed afternoons, a separate shed, and cottage that adds even more character. Every detail has been carefully enhanced, from the Rexall insulation throughout (including between bedrooms for optimal soundproofing and heat retention) to the hardwired fire alarm system, ensuring peace of mind. Step inside and admire the timeless wainscoting, two inviting fireplaces, and an updated eat-in kitchen featuring stainless steel appliances and granite countertops. This home proudly preserves its original allure, with hardwood fir floors, intricate crown molding, antique light fixtures, a rare French Godin stove, and ornate radiators. The cozy enamel wood-burning fireplace and the primary bedroom's intimate sitting room make it all the more special. Set on a generous half-acre, this 3, 000-square-foot residence also includes a new 275-gallon oil tank and hot water heater. With so many thoughtful upgrades like 2 stairways for easy access, spacious attic and unique touches, this home is truly one-of-a-kind. Don't let this rare opportunity slip away-submit your offer today!, Additional information: Appearance: DIAMOND, Separate Hotwater Heater: Y
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,052 | $1,052 | $1,052 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,019 | $5,436 | $7,257 |
Total Monthly Payment | $6,196 | $6,613 | $8,434 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.