Calif Split Style!! A true North Shore Charmer, this Inviting turn-key home, located on a cuddle-sac within the serene neighborhood of East Norwich. This Meticulously maintained home, boasts 3/4 Bedrooms w/3 full Baths! Open concept floor plan, Living Room w/ vaulted ceilings and a wood burning fireplace, Open spaces flowing into the Dining Room, & Kitchen with Oversized center island w/ stainless steel appliances, Abundance of natural light!! Floor to ceiling windows and two sets of glass sliders, leading to the yard & paved patio perfect for entertaining. Private Primary Bedroom w/ en-suite Bathroom. Family room w/additional fireplace on walk out level w/separate side entrance! A UNIQUE property in highly sought after North Shore neighborhood, Enjoy the proximity to Teddy Roosevelt Beach, East Norwich local shops and restaurants and the lovely historical village of Oyster Bay!!! Move Right In!!!, Additional information: Separate Hotwater Heater: Y
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,149,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $919,200 | $919,200 | $919,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,187 | $1,187 | $1,187 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,437 | $5,886 | $7,819 |
Total Monthly Payment | $6,749 | $7,198 | $9,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.