The perfect home for the extended family on a beautiful level lot w/ some privacy. Oversized R/R offering 4 brs on the main floor and a Handicapped accessible suite with private entrance in the lower level. Updates thru out this special home. Sun Filled L/R w/ bay window & vaulted ceiling, Formal D/R w/ access to a wonderful screened-in room. Enjoy cooking in the updated Maple & granite EIK. Master Br has cathedral ceiling w/ 2 skylights, a wall of closets and en-suite master bath. 3 additional nice size Br and updated main Bath complete the first floor. Downstairs you will find a large F/R, Laundry , access to rear patio & garage and a handicapped accessible suite w/ handicapped bath, separate den and a Great Rm w/ sitting area, eating area & a Refrig, sink, cabinets & counter space. Enjoy relaxing in the 16X14 screened in porch or BBQ's on the 12X19 deck off screened in room. Some of the many updates include solid wood 6 panel doors, Andersen Windows, hardwood floors as seen, Central Air replaced 2022, washer 2023, stove 2022, updated main bath & master bath also. Centrally Located - close to shopping schools & Metro North. A must see!! Additional Information: ParkingFeatures: 1 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$609,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $487,200 | $487,200 | $487,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $848 | $848 | $848 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,282 | $3,238 | $4,109 |
Total Monthly Payment | $4,222 | $4,178 | $5,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.