This home has been exceptionally cared for in the Smith Farm community which consists of 19 houses graciously spaced out on large lots. It is perfectly nestled on a 0. 57 acre lot in Easley, close to Powdersville and in the desirable Wren Schools district. The manicured lawn features a full seven zone irrigation system with a new Wi-fi controller. Step inside the spacious residence and notice the gorgeous wood floors throughout the entire first level and on the stairs. The heart of the home is the bright & happy Kitchen with unique cabinetry, granite counters and an extra-large island with built-in dining table at the end, perfect for casual meals. Adjacent to the Kitchen is the large Breakfast Room with bar seating… an ideal spot for your morning coffee. The open floor plan showcases a large Great Room complete with a cozy gas log fireplace and the formal Dining Room is useful for those holiday family gatherings, or make it a Library as these owners did! For those who work from home, the large Office with French doors provides a quiet workspace. Upstairs, there are three bedrooms and a large versatile Loft that can easily be transformed into a 4th Bedroom, providing ample space for your family. The Master Suite is a true retreat with multiple spacious closets providing plenty of storage. The hall bath has been tastefully updated and the attic has loads of storage space. Be sure to check out the additional storage under the deck and in the crawl space! The expansive THREE car garage offers plenty of room for vehicles and storage. Now step outside to discover the thoughtfully constructed three-tier deck. Whether you're lounging on the seating deck, cooking your favorite meals on the grilling deck, or relaxing on the lower tier in the top-of-the-line Thermospa hot tub that seats up to eight, this outdoor space is designed for enjoyment and relaxation. An additional outbuilding offers endless possibilities…Use it as a Garden Potting Shed, a She-Shed, a He-Shed, or simply for storing your lawn equipment! All appliances including the washer and dryer convey with the property, making your move-in process seamless and hassle-free. Agent is the Owner.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $149 | $149 | $149 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,455 | $2,392 | $3,035 |
Total Monthly Payment | $2,679 | $2,616 | $3,259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.