If Downtown is where you want to be and you love the charm of a Cottage then you need to see this 1922 Gem! This home has been well loved and has pride of ownership as you will see when you enter the home. The home has a beautifully updated Kitchen that has newer appliances, Gorgeous Granite Counter Tops, Breakfast Bar, and looks out to the Dining and living Room. The Bathroom looks like a bathroom from a luxury Resort Spa with the Floor to Ceiling tiled shower, Glass Doors, Ceiling Light that 2nds as a Fan, Floor to Ceiling Cabinetry, Floating Shelves and a Beautiful countertop. This home still has some of the Original Hardwood Flooring throughout the home along with some updated luxury waterproof vinyl flooring. This home is 2 properties away from Grand Blvd where the city has the Parades, the restaurants, parks, boat ramp, downtown breweries and other shopping are just a golf cart ride away so if you love being close to the everything then this is the spot. This home has Street Parking or an Alley that you can access the rear yard where you will find plenty of parking for Boat, RV, Golf Cart, or anything else you may have. There is currently a Carport for a single vehicle but plenty of room to add a garage or more covered parking behind the home. Your just don't find well cared for early 1900 homes so if this is the style you love then you need to see this one right away.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,447 | $1,410 | $1,833 |
Total Monthly Payment | $1,614 | $1,577 | $2,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.