Step into your dream home with this beautifully renovated 1940s bungalow, nestled on a scenic, tree-lined street with historic brick roads. This enchanting residence invites you in with high ceilings and a spacious open layout that feels both modern and inviting. The heart of the home is the stunning kitchen, featuring brand-new stainless steel appliances, sleek quartz countertops, and top-quality wood cabinets that blend style with functionality. The adjacent dining room, adorned with a striking chandelier, flows effortlessly into the living space, while a chic spiral staircase adds a touch of elegance. Ascend to the versatile loft, perfect for a cozy movie retreat or a stylish home office overlooking the living area—endless possibilities await!The thoughtfully designed split-plan layout ensures privacy, with a primary bedroom that offers a serene escape. Enjoy high ceilings, views of your generous backyard, and a beautifully updated en-suite bathroom that completes your private oasis. Outside, benefit from alley access and ample parking, with plenty of room to consider building an ADU. This home features impact-rated windows and doors, a newer roof (2020), and an efficient AC system (2022), making it truly move-in ready. Don’t let this charming bungalow slip away—schedule your appointment today and embrace the St. Pete lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,552 | $3,319 |
Total Monthly Payment | $2,822 | $2,754 | $3,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.