Welcome to Twin Oaks, a coveted 55+ community, offering a perfect blend of comfort, convenience, and active living! This spacious 2-bedroom, 2-bath end unit villa is ideally located just steps from your assigned parking and around the corner from the pool, clubhouse, and shuffleboard courts, providing endless opportunities for recreation and relaxation. The open-concept layout features a large kitchen with ample counter space and breakfast bar, perfect for entertaining, while the adjoining dining and living areas are flooded with natural light from multiple windows.
The primary bedroom boasts a large walk-in closet and ensuite bath, offering privacy and convenience, while the second bedroom is equally spacious with its own walk in closet and nearby bath. An additional bonus/florida room offers flexibility to be used as an office, studio, or family space.
The in-unit laundry with a stackable washer and dryer along with the built in storage in this spaceadds extra convenience, and the outdoor patio space is perfect for enjoying your morning coffee or hosting a small gathering. The Twin Oaks community offers an array of amenities including a pool, recreation center, shuffleboard courts, and plenty of social activities like Bingo, Pinochle, and coffee hours.
Located just minutes from Indian Rocks Beach and Seminole City Center, you'll have easy access to beaches, restaurants, shopping, and more! This is a rare opportunity to own a charming villa in one of Pinellas County’s most sought-after communities. Schedule your showing today and make this your new home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $972 | $972 | $1,264 |
Total Monthly Payment | $1,211 | $1,211 | $1,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.