SELLER MAY CONTRIBUTE TWO YEARS OF RECREATIONAL LAND LEASE FEES TO BUYER AT CLOSING WITH AN ACCEPTED OFFER ($307 X 24 MONTHS = $7, 368 TOTAL). Welcome to Harbour Club Condo, a premier 55+ community where luxury meets convenience in this beautiful 2-bedroom, 2-bathroom residence. This well appointed condo features an open floor plan with engineered wood floors and deep crown molding.
The primary bedroom offers two standard closets, a walk-in closet, and a unique sitting room that can double as an office or den. This versatile space connects to the living room through French doors and to the primary bedroom through barn doors. The spacious guest bedroom also includes a walk-in closet. Uplighting over the window cornices in the den, living room, and guest bedroom is another detail not missed. Mirrors in the living room and guest bedroom are strategically placed to reflect the lean-and-peak water view and enhance the charm.
A chef’s delight, the kitchen with white cabinets, black granite countertops, modern appliances, and a walk-in pantry is well lit and has a pass through counter to the dining room. Uplighting and downlighting from the cabinets add a warm ambiance.
Enjoy the convenience of a private laundry room inside the unit with a utility sink, stackable washer/dryer hook-ups, and plenty of storage. The condo features double pane windows, a 2017 water heater, 2016 HVAC system, 2018 electric panel, filtered drinking water and whole home filtration system; all of this provides modern efficiency and comfort.
The fully funded condo association has no assessments at this time, per the property manager, which provides peace of mind; the Phase 1 Milestone Inspection has been completed. Building B is the only three-story condominium in the community. The building amenities include a lovely entry lobby where the mailboxes are located near the elevator. The clubhouse is a community room featuring cardio equipment and weights to accommodate workouts plus there's a living room, dining tables, poker table, piano, and a kitchenette. The convenient elevator access from the garage level to all floors adds to the ease of living here plus a security code must be used to access the lobby and the elevator from the parking level.
Community amenities offer endless enjoyment. Take a dip in the pool overlooking the Intracoastal (pool heated in the winter), BBQ in the designated area, play shuffleboard, enjoy the small beach by the Belleair Bridge, admire sunsets from the observation dock, or go fishing. The condo comes with an under-the-building assigned parking space adjacent to your own private storage room.
Northern views from the community feature Clearwater Bay, Clearwater Beach, and Sand Key skylines, while southern views offer a beautifully manicured courtyard and swimming pool. This is a non-evacuation zone and the building is flood zone X (which means flood insurance is not required by a lender).
Located just over the bridge to the beaches, you'll find Sand Key and Clearwater Beach, shops, restaurants, and parks; this condo offers both relaxation and convenience. Nearby is the Belleair Causeway Boat Ramp, Morton Plant Hospital, and golf courses. With its blend of luxury, comfort, ample storage, and prime location, this Harbour Club Condo is the perfect place for you to call home.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,708 | $1,728 | $2,193 |
Total Monthly Payment | $1,973 | $1,993 | $2,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.