Bright, open floor plan home with an attached apartment and garage. Home has a spacious entryway that leads into the kitchen, to the back yard, or to a storage area between the house, apartment and garage allowing direct entry to the garage without going outside. There are two bedrooms, one and a half baths in the home as well as a combined office and laundry room on the second floor. The apartment has its own fully remodeled kitchen and updated full bath, and a former walk-in vault for a closet. The property has a great history including a previous jail cell and a fire hose tower as well as the vault! The home includes newer windows, doors, electrical, plumbing, central vacuum, restored hardwood floors. Kitchen appliances and a new Englander wood stove were purchased in September of 2021; in February of 2023 the office/laundry room was fully renovated including drywall and a door, and new LG front load washing machine and dryer were added. The full bath renovation included new drywall, replacing the cast iron tub with a new tub and shower, new vanity, new flooring and a new door. Outside privacy fencing was added as well as a 5’ chain link fence around the back yard space. A home with vintage charm and upgraded amenities to call your own. In-town convenience with post office, library, school, park, and river access close by. Great second home as well, with access to OHRV trails nearby, ski areas, and other area entertainment. Come take a look!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,616 | $1,595 | $2,023 |
Total Monthly Payment | $1,900 | $1,879 | $2,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.