Triple mint, true three bedroom, two bath in a full service cooperative a block from Carl Schurz Park. This stunning home was completely gut renovated. A gracious foyer, with a large walk in coat/storage closet, opens to a charming dining area with a banquette. Across from the dining area is a windowed chefs kitchen with top of the line appliances including a Viking stove. Past the dining area is a gracious east facing living room large enough for two separate seating areas. The eastern exposure affords a tremendous amount of sunlight in the morning and early afternoon. The large primary bedroom suite also faces east and has generous closet space and an oversized master bath. The two secondary bedrooms face west and share a bath. There is another large walk-in closet off the bedroom hallway.
446 East 86th Street is a charming, pet-friendly cooperative with a 24 hour doorman, live in super, storage, bike room and laundry room. Transportation is super convenient with the crosstown express bus, Q train, 4, 5, 6 train and the entrance to the FDR drive a stone's throw away. Yorkville has lots of terrific restaurants, shopping and parks to enjoy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$7,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $6,000 | $6,000 | $6,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $40 | $40 | $51 |
Total Monthly Payment | $115 | $115 | $126 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.