Why settle for a one-bedroom when you can own a rare sun-drenched, double-corner exposure two-bedroom one-bathroom home for exceptional value? This corner home at 305 East 24th St, offers a tremendous price and a modest maintenance to boot in a full service Gramercy cooperative.
The large and highly functional living room is bathed in natural light from walls of windows to the east and north which offer picturesque and protected treetop views. It offers a multitude of layouts and can accommodate both a dining and home office space with its versatility. The floors have also recently been replaced with white oak parquet within the last few years. These floors are throughout the apartment.
The primary bedroom separated by a hallway and bathroom for added privacy boasts a large closet and can comfortably accommodate a king-sized bed and additional furnishings. Adjacent to the bedroom, you'll find a well-appointed three-piece bathroom with a soaking tub, pedestal sink, and a medicine cabinet for storage.
The second bedroom, which can easily serve as a guest room, nursery, or home office, also enjoys peaceful courtyard views to the east and can accommodate a queen sized bed.
The windowed and sunny kitchen is equipped with stainless steel appliances including an oversized side-by-side refrigerator, apron front sink, ample cabinetry, a pantry, and plenty of countertop space for culinary enthusiasts.
For added convenience, the building permits the installation of washers and dryers with board approval and a floor plan can be furnished to illustrate where one might install it.
305 East 24th St offers a full-time doorman, concierge, resident manager, four elevators, a large common laundry room, and an on-site garage with a resident discount rate of $338 per month (standard size cars)and can be accessed through the building. Additional storage and bicycle room are also available for residents for rent. . The co-op allows pets, 75% financing, guarantors, subletting and pied-a-terres.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,040 | $3,884 | $5,180 |
Total Monthly Payment | $4,132 | $3,976 | $5,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.