Welcome Home!! This renovated Bungalow style home has it all with a finished lower level walkout suite that can accommodate an in-law unit, extended family or guests. Main floor features a full kitchen, full bathroom, two generously sized bedrooms, dining room and living room with a wood burning fireplace. Lower level unit is modern and has interior access from the main level or private entry from the patio door. Brand new fully applianced kitchen with stylish lighting, breakfast island and updated counters and cabinets, living room with electric insert fireplace unit, full bathroom with tiled shower, two bedrooms and a laundry room. All appliances will convey to the buyers. One car garage. Huge 12, 000+ SQ FT lot. Stamped concrete patio. Rear deck. Fenced lower yard area. Heating system is 4 years young. Located conveniently to local highway access, Blackstone River Bikeway and situated within walking distance to Mount St. Charles Prep School and Bernon Heights Elementary School. Mount St. Charles becomes RI's most recent preparatory school with accreditation from NEASC and NEPSAC. The schools boasts a rich history of academic and athletic excellence with multiple nationally ranked athletic and academic programs. Don't miss this opportunity to win this versatile home of your dreams.
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Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,139 | $2,139 | $2,830 |
Total Monthly Payment | $2,443 | $2,443 | $3,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.