Location! Popular neighborhood in East Lyme. Close to everything, minutes from I95/395. Fully remodeled less than two years ago. FOUR bathrooms, three full, including one in finished basement plus another 1/2 bath! Yep that was FOUR bathrooms! Cabinets, floors, heating/ac systems and ALL appliances including washer & dryer, LESS than two years old, and ALL convey for new buyer! Open floor plan, CROWN molding, recessed lighting & HARDWOOD floors throughout! Finished basement for more space, possible in-law, office, or another family room! By the way that was CENTRAL ac! New Gas fireplace. Two bay attached garage. Shed for storage, pool setup and outdoor shower! I mentioned location, besides easy access to I95 & 395, Rte 1, 161, 85 & Rte 9. . . Niantic downtown, boardwalk, LI Sound are not far at all. ICE CREAM shop and my wife can tell you about the BOOK BARN! 3 local BEACHES, 15ish minutes to Mohegan Sun, EB, & L&M. 35ish to Foxwoods. Commute? Amtrak in New London, not far. . . Ferries if needed, couple hours to NY or even BOSTON. Septic was updated in 22' see attachments for documentation. Seller recently had septic pumped and also had inspections done when purchased, no issues, ready for new OWNER! Contingent on seller finding suitable housing. (Plan in motion) Buyer to confirm all information to their satisfaction. Shower walls/base of primary bath is already scheduled to be redone. Will be a similar grey/off white tone tile, completed within a few weeks of listing going live. Septic pumped on 9/27/2027
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Family Room | Main |
Full Bath | Upper |
Full Bath | Lower |
Half Bath | Main |
Living Room | Main |
Primary Bath | Upper |
Primary Bedroom | Upper |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,022 | $3,879 |
Total Monthly Payment | $3,587 | $3,549 | $4,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.