Spectacular Single family residence with 2 Bedrooms plus convertible Den/Office and 2 Baths, 2 Car Garage with epoxy floor, Room for a pool, Lake front, nestled in the lovely Willow Bend at Sterling Oaks Community which is a pet friendly, very active community with tennis, pickle ball, bocce, pool with spa, sauna, exercise room, shaded walking/jogging paths. This Floor plan offers a spacious and luminous Family/Dining Great Room, Large Living Room with serene views of the lake, volume ceiling and a large wonderful stained Transom Window; a well-equipped kitchen with a functional Breakfast Bar island, gorgeous quartz counter tops, pantry closet; a Screened as well as an Open lanai area; Large Master suite with tray ceiling, Master bath has double vanity with quartz counter tops and a walk in shower; the Guest Bedroom has ample closet space and a full bathroom with tub/shower combo, beautiful Plantation Shutters throughout, Central Vacuum, 2019 Roof replacement, storm Shutters for peace of mind. Optional tennis membership features 12 har-tru courts with on-site USTA Tennis-pro; the clubhouse features a restaurant and bar; Additional fine dining and shopping options are 5 minutes away on US 41. Best of all Sterling Oaks enjoys Low HOA fees!
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Our Executive Mortgage Banker:
Our Insurance Division:
$745,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,015 | $3,961 | $5,026 |
Total Monthly Payment | $4,471 | $4,417 | $5,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.