Welcome to this charming 1939 bungalow, a delightful blend of historic character and modern potential. Located just a short stroll from the scenic intracoastal in Daytona Beach, this inviting 4-bedroom, 1-bathroom home is an ideal opportunity for both savvy investors and first-time buyers. Step onto the expansive 24-foot-long porch, a perfect spot for relaxing and enjoying the serene surroundings. Inside, you'll be greeted by the warmth of original hardwood floors that run throughout the home. The spacious eat-in kitchen is perfect for gathering with loved ones or preparing meals with ease. The completely fenced backyard offers privacy and a safe play area for pets, adding to the appeal of this property. Whether you're looking for a home with historic charm or a promising investment opportunity, this bungalow has it all. Don't miss your chance to own a piece of Daytona Beach history with this lovely home just steps away from the tranquil riverfront.
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,200 | $151,200 | $151,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,031 | $1,005 | $1,296 |
Total Monthly Payment | $1,318 | $1,292 | $1,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.