Tri-level townhouse-style home, in the vibrant heart of the Village offers a perfect blend of convenience and comfort within walking distance of shops, restaurants, daycare/schools, post office, & transportation. The home features an open floor plan that maximizes space & natural light. Main level open floor plan with a powder rm & a spacious living rm with soaring high ceilings & large picture window that floods the room with sunlight. Dining rm, a few steps above the living rm offers a dramatic overlook & seamless flow during gatherings to the living room, deck & yard perfect for indoor & outdoor entertaining. Upper level has 3 comfortable bedrooms & a full bathroom, providing private space away from the main living areas. Newly refinished hardwood floors run in most of the home, except kitchen & lower level, adding warmth. Newly seeded back & side yard. Embrace a community lifestyle, perfect for outdoor activities w/access to scenic amenities like the Hudson River, Silver Lake, & bike & walking trails. If qualified, STAR Rebate is $1564. The attached house 104-B next door is also for sale. Great opportunity to buy both. Additional Information: Amenities: Storage, ParkingFeatures: 1 Car Attached,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,110 | $431,110 | $431,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $850 | $850 | $850 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,904 | $2,865 | $3,636 |
Total Monthly Payment | $3,846 | $3,807 | $4,578 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.