Welcome to this charming two-bedroom, two-bathroom first-floor condo in the tranquil Wild Oak Bay community. Step into the bright, eat-in kitchen featuring new butcher block counters and a convenient pass-through to the open living and dining area, perfect for easy entertaining. The living-dining combo boasts sleek vinyl laminate flooring, creating a modern and easy-to-maintain space. The master bedroom offers ultimate comfort with a Queen size Sleep Number bed and a versatile chair that unfolds into a single bed. The en-suite master bath includes a spacious shower. The guest bedroom is equally inviting with a Queen bed, and the adjacent bath features a tub/shower combination for a relaxing soak. Enjoy your morning coffee on the glassed-in patio or take in the serene garden views from the covered, open balcony. Just steps away, you'll find the community's heated pool and hot tub, providing the perfect retreat for unwinding after a long day. Located in the desirable El Conquistador neighborhood, Wild Oak Bay offers easy access to the IMG Sports Academy golf course and clubhouse, complete with a public restaurant. With nearby shopping, dining, State College of Florida, and the area’s stunning beaches, this condo blends peaceful living with all the convenience you could ask for.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,200 | $3,200 | $3,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $22 | $21 | $27 |
Total Monthly Payment | $97 | $96 | $102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.