Once you enter this MAGNIFICENT home you will never want to leave! Located on a beautiful treed lined street in the BLUE RIBBON Awarded School District of COMMACK this home has so much to offer. Newly renovated in 2024 this home boasts an open floor plan with a Beautiful NEW kitchen, SS applicances, center island seating to enjoy your morning coffee at. Dining area w/new sliders to a covered rear deck plus a living room as well that makes this space wonderful for all of your entertaining. Primary bedroom, 2 additional bedrooms and BRAND NEW full Hall bathroom round out the main floor of this home. The Spacious and Bright lower level contains large Den, large bedroom with large closet, plus office/guest room, Brand New Full bathroom plus separate utility room. Hardwood flooring, Porcelain Tile flooring, New Siding, New 200 Amp Electric, New Plumbing, New slider, New driveway, New Inground Sprinklers. CAC, Gas Cooking and Heating, are all included in this home. MOVE IN READY, nothing to do! Close to Major Roads, Parkways, LIE, Train Stations, Schools, Shopping, Restaurants and Parks. Tax adjustment due in December for 2024/2025 as per Title Service letter on file. *Star taxes app $1117.
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Our Executive Mortgage Banker:
Our Insurance Division:
$838,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $670,400 | $670,400 | $670,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,450 | $1,450 | $1,450 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,754 | $4,128 | $5,567 |
Total Monthly Payment | $5,296 | $5,670 | $7,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.