AFFORDABLE, COZY AND UPDATED- LOCATED IN THE HEART OF HOLIDAY! This charming two-bedroom, two-bathroom house is a delightful blend of modern updates and cozy living spaces. As you step inside, you'll be greeted by an open floor plan that invites both relaxation and entertainment. The heart of this home is undoubtedly the BRAND NEW KITCHEN, boasting sleek granite countertops, white shaker cabinets and gleaming stainless steel appliances. It's the perfect spot for whipping up culinary masterpieces or simply enjoying a quick breakfast before heading out to explore the nearby attractions. Speaking of updates, the main bathroom has been renovated, adding a touch of luxury to your daily routine. The living area showcases beautiful tile floors, perfect for those hot Florida days when you want to keep cool, and flows easily into the Dining space and bedrooms. And for those who work from home or need extra space, there is an OFFICE that can easily be converted into a third bedroom with the addition of a closet – great flexibility! Step outside onto the screened lanai, where you can sip your morning coffee while enjoying the Florida sunshine without worrying about uninvited insect guests while maintaining privacy with your own fenced in back yard. It's like having your own personal oasis! This home is not just about looks; it's practical too. The roof and water heater were both updated in 2019, and the electrical panel has also been updated, giving you peace of mind for years to come. Location-wise, you're in for a treat. Situated close to the Pinellas Trail, Anclote Park for fishing or boating, and the famous Tarpon Springs sponge docks, there's always something to do. Nature lovers will appreciate the proximity to Key Vista Nature Park and for the little ones, there is Ben Harrill Recreation park offering beautiful soccer fields, baseball fields, basketball courts and tennis courts, as well as Tarpon Springs Aquarium just minutes away so bring the family! And here's the great news- NO HOA, and flood insurance is NOT required. This home will not last, be sure to click the walk through link for a virtual tour and call now for your private showing.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,250 | $1,612 |
Total Monthly Payment | $1,549 | $1,548 | $1,910 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.