Under contract-accepting backup offers. A rare find in highly desirable MacKinley's Mill in Oviedo! Well cared for one-story, 4 bedroom, 3 full bath home on nearly 1/4 acre lot. You will see an impressive paver driveway and sidewalk which take you to the front double door entrance. The entryway opens to beautiful hand scraped wood flooring which continues throughout most of the home. There are extensive vaulted ceilings and plantation shutters in the core area of the home. When you enter the front door you will be viewing the dining room to your right (now used as a play room) and the living room straight ahead which looks out to the screen enclosed patio/pool area. The spacious kitchen opens up to the eating area and nicely sized gathering room which has a wood burning fireplace. It is a split bedroom plan with two bedrooms on each side. The secondary full bathroom acts as a pool bath as well and has a full shower. The primary bedroom is very nice and has 2 walk-in closets with custom sliding barn doors. There is a pedestal soaking tub and a separate shower in the bathroom making for a calming owner's retreat. The screened pool is stunning with a covered patio area and pavers on the deck. POOL was refinished in 2017. The pool and the water feature are both relaxing and beautiful. In the back yard, you will find mature trees, bamboo, avocado and banana trees. All appliances are included! Stainless steel kitchen appliances, refrigerator, dishwasher, range, microwave, washer and dryer. ROOF replaced in 2024! Exterior repainted 2022, SEPTIC tank and drain field replaced in 2019! Whole house gutters, landscape lighting in front and some in back. The home has been repiped. Fully fenced back yard. So many great improvements by the Owners! Excellent proximity to SR 417 which makes travel to Orlando, theme parks, beaches, I-4, Sanford Airport and Orlando airports a breeze!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,253 | $4,176 |
Total Monthly Payment | $3,729 | $3,687 | $4,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.