Welcome to this beautifully updated 4-bedroom, 2-bathroom home situated on a 1. 25-acre AG-zoned lot in the scenic Charlotte County Ranchettes in Punta Gorda. This brand new, move-in ready home had no damage during either hurricane and no flooding on the entire parcel. Power was restored after just one day so it is vacant and ready forimmediate occupancy. Whether you're looking to start a homestead, raise livestock, or simply enjoy the serenity of country living, this fun and friendly community is perfect for outdoor activities like horseback riding or ATV adventures – Home is located directly off Leah Dr. (a paved road) and yet has access to several miles of privately-owned dirt roads which allows horses and ATVs (No HOA fees or regulations) Designed with a smart split floor plan, this home provides privacy and comfort for families and guests. The primary suite is located on one side of the home, with the additional bedrooms on the other—ideal for those who enjoy personal space or hosting family and friends. A dedicated home office makes working remotely a breeze, offering a quiet and functional space for productivity. Town folk and country folk alike will love the blend of rural charm and modern comforts. You can enjoy the wide-open space and peaceful surroundings, but with the convenience of being close to city amenities. The chef’s kitchen is equipped with top-tier KitchenAid stainless steel appliances, a drawer microwave, and a large island, making it perfect for cooking or gathering with friends. The large lanai offers the perfect setting for enjoying quiet evenings under the stars or hosting lively outdoor get-togethers. Energy-efficient upgrades, like R-Max Thermo-sheeting for superior insulation, impact-rated windows, and anti-cracking underlayment throughout, provide both comfort and long-lasting durability while lowering energy costs. The spacious 3-car garage offers plenty of room for cars, toys, and storage, making it perfect for anyone with hobbies or outdoor gear. Although you will feel like you are in a private oasis, the property is just 10 minutes from I-75 and only 15 minutes from Punta Gorda Airport, making travel a breeze. Plus, you are close to all the best attractions Punta Gorda has to offer: Fisherman’s Village for waterfront dining and shopping, boat launches for easy access to the water, and the charming streets of downtown Punta Gorda, where you can enjoy a variety of local restaurants and shops. The brand-new Sunseeker Resort is just a short drive away, offering luxurious dining, entertainment, and spa experiences for those who love to be pampered. Whether you are looking for a peaceful retreat with easy access to urban amenities, or someone ready to embrace the homestead lifestyle, this home has everything you need to enjoy the best of both worlds.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $75 | $75 | $75 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,879 |
Total Monthly Payment | $3,227 | $3,224 | $4,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.