Experience the perfect escape on this stunning 6. 6 acre waterfront property boasting breathtaking views and picturesque sunsets. Nestled amidst the beauty of untouched nature, welcome to Lot 23 in the Andalusia Bay Community located in Flagler County. Andalusia Bay is a gorgeous, gated, equestrian community featuring pristine homes. The community consists of just 25 homesites, preserving a close-knit, small town atmosphere. This prime piece of land has 200 ft of water frontage, ideal for kayaking, boating or fishing for bass and blue crab. Located on the serene shores of Crescent Lake, a massive 15, 000+ acre waterway that is connected to the St. Johns River via Dunns Creek. This parcel is a rectangular shaped lot, with dimensions of 200x1441, sustaining plenty of space for your barn, workshop and all your toys. It is cleared and electricity is available via underground wiring connected to the adjacent Lot 24, which is sharable, ensuring a smooth development process saving you time and money.
Zoned RR & AG, experience the charm of a community where agriculture is at the heart of daily life. The abundant mix of wildlife will leave you enjoying watching the variety of birds, deer and more. With its Old Florida feel, you will find yourself surrounded by Oak Trees, Palm Trees, lush landscaping and serene water views. Relax with family/friends and enjoy watching the city’s 4th of July fireworks display across the lake from the comfort of your own property. Dock permits allow you to build a dock or take advantage of the boat ramp at Shell Bluff Launch located a minute down the road. This lot offers an idyllic setting for those seeking tranquility and a deep connection with the outdoors and the peacefulness of country living, yet still being 15-20 minutes away from town and only 30 minutes to the beach. This lot is in flood zone AE and X. This is more than just land; it's the canvas for your dream home, vacation retreat or private sanctuary away from the hustle and bustle of city life.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,401 | $2,339 | $2,968 |
Total Monthly Payment | $2,476 | $2,414 | $3,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.