Highest & Best Offer by 12/7/2024 Seller is super Motivated!!! Huge Price Reduction! Gorgeous Family Home has 6 bedrooms, 4 bathrooms, the split floor plan will give you lots of privacy. The upgraded 9' ceilings and wooden flooring give the home a warm feeling, relax in the living room facing a decorated stone wall, open kitchen with all appliances and upgraded 42" cabinets with moldings plus lots of counter top space to cook your family a great dinner . The spacious Master bedroom has vaulted ceiling with fan, and the bathroom has tub with jets, 2 separate vanities (his & hers), separate shower, separate toilet. Located in the 24/7 gated/guarded community of Bellalago. Located on the shores of big Lake Toho. All homes are built with tiled roofs and beautiful landscaping. Or just sit in the screened back porch enjoying the yard view. Bellalago has a fishing pier into the lake, it is an active community, with fitness, Basket Ball & tennis courts, Clubhouse, Boat Ramp and Boat lift. Home sold As Is
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $559 | $559 | $559 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,310 | $3,228 | $4,076 |
Total Monthly Payment | $3,961 | $3,879 | $4,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.