OPEN HOUSE CANCELLED - OFFER ACCEPTED. Younger DUPLEX townhome in one of N. Reading's most sought-after locations. CUSTOM KITCHEN w/SS APPLIANCES, granite counters, an abundance of upgraded cabinets & expansive island. Full DR along w/LR offering a GAS FIREPLACE w/direct access to a DECK surrounded by wooded backyard. First Floor OFFICE/BEDROOM* option. HARDWOOD throughout this first floor along with plenty of NATURAL LIGHT & SOARING 8' CEILINGS! 2nd floor features an oversized PRIMARY BEDROOM w/a luxurious ENSUITE bath & enormous walk-in closet. 2nd generous size bedroom w/walk in closet. Separate LAUNDRY ROOM, full bath & open LOFT, perfect for an office or family room! WALK OUT BASEMENT, w/high ceilings (addt'l 1024 sqft) roughed in for future bath & separate zone of heat, partially finished. Whittridge Place is a beautifully landscaped community, developed by Habitech Homes. Close to town Center, all schools & Ipswich River Park. Convenient access to major highway
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead | 11.7 x 21.6 | Second |
Bedroom 3 | Flooring - Hardwood, Lighting - Overhead, Crown Molding | 12.3 x 13.8 | First |
Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Open Floorplan, Lighting - Overhead, Crown Molding | 13.6 x 14.8 | Main,First |
Kitchen | Flooring - Hardwood, Countertops - Stone/Granite/Solid, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Pendant, Crown Molding | 13.6 x 14.5 | First |
Living Room | Bathroom - Half, Flooring - Hardwood, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Slider, Crown Molding | 18.0 x 20.5 | Main,First |
Master Bedroom | Bathroom - Full, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Flooring - Wall to Wall Carpet, Recessed Lighting | 19.8 x 20.2 | Second |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $723 | $723 | $723 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,888 | $2,661,001 |
Total Monthly Payment | $4,807 | $4,703 | $2,661,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.