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20 Lighthouse Lane, Warwick, RI, 02889 | $699,000
Step back in time with this exquisite property in Lighthouse Estates on Warwick Neck, originally built in 1845. What started out as a . -loved antique home has evolved into a well built, customized colonial that blends historical character with modern comforts. This unique home features wide plank, pine flooring and two staircases between the main level and the second floor. The heart of the home is well laid out kitchen with a true, double farmhouse sink and cherry wood cabinetry. Large rooms on the first floor create a gracious flow for entertaining, while also providing separate retreat or home office spaces. Upstairs, the home boasts three very large bedrooms, including an owner's suite that spans front to back, complete with a sitting area and generous closet space. The waterviews only improve on the top floor that has been converted to an ideal guest retreat/studio. The back of the home features a large deck overlooking a sweeping lawn and sunrise and moonrise views beyond over Narragansett Bay. Established landscaping with inviting stone walls add to the curb appeal. Nearby, you'll find private and public golf courses, marinas, a neighborhood blueberry farm, walking trails and beach access at Rocky Point State Park. Harvey windows. City sewer connection available. Minutes to TF Green International Airport, commuter rail, and interstate highways, this location combines the tranquility of coastal living with convenient access to major urban centers.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Shopping
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Colonial,Victorian
- Year Built: 1845
- Garage: 1-car Detached,Garage
- Heating: Baseboard,Gas,Hot Water
- Cooling: None
- Basement: Full,Interior Entry,Unfinished
- Approx Sq. Feet: 3,286
- Acreage: 0.49
- Est. Taxes: $6,200
- Lot Desc: Cul-De-Sac
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Water Heater,Washer
- MLS#: 1369366
- Website: https://www.raveis.com
/eprop/1369366/20lighthouselane_warwick_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20 Lighthouse Lane, Warwick, RI, 02889
$699,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $517 | $517 | $517 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,767 | $3,717 | $4,716 |
| Total Monthly Payment | $4,376 | $4,326 | $5,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB