New, custom built modern farmhouse with 1st floor primary BR, less than a mile from Ridgefield's Main St! No detail was overlooked in this special 4BR/3. 5BA home that boasts superior finishes, sophisticated touches, state-of-the-art features & an abundance of natural light. Gorgeous stone wall, white fence & inviting front porch first welcome you. Step inside the double front doors to the 2-story sun-filled family room, which features gas fireplace, built-ins & sliders to covered deck. It flows effortlessly to the kitchen for a true open concept feel. Kitchen provides function and style w/ white custom cabinetry, gorgeous quartz counters, 8 burner gas range, wall oven & beverage fridge. Just off the kitchen is formal DR w/ exquisite chandelier & beautiful barn door, a study & an oversized laundry/mudroom. Main level primary suite features 2 walk-in closets & luxurious bath with heated floors, double vanity, walk-in shower, freestanding tub, & another exquisite chandelier. Upper level has 2 BR that share a bathroom, & 3rd BR has access to hall bath. All bedrooms have walk-in closets. There is an additional 600 SF on the upper level that is framed and ready to finish. There is a 2200 SF basement, with 8 ft ceilings, also ready to finish. The home is on two acres that border open space and is already sited for a pool. Full house generator, Pella Thermopane windows, hardwood floors & 9ft ceilings throughout. Too many details to mention -- must see!!
Type | Description | Level |
---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Hardwood Floor,Jack & Jill Bath,Quartz Counters,Walk-In Closet | Upper |
Bedroom 2 | 9 ft+ Ceilings,Hardwood Floor,Jack & Jill Bath,Quartz Counters,Walk-In Closet | Upper |
Bedroom 3 | 9 ft+ Ceilings,Full Bath,Hardwood Floor,Walk-In Closet | Upper |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | Main |
Family Room | Balcony/Deck,Built-Ins,Gas Log Fireplace,Hardwood Floor,Sliders | Main |
Kitchen | 9 ft+ Ceilings,Breakfast Nook,Hardwood Floor,Island,Pantry,Quartz Counters | Main |
Primary BR Suite | 9 ft+ Ceilings,Hardwood Floor,Stall Shower,Walk-In Closet | Main |
Study | 9 ft+ Ceilings,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,359,200 | $1,359,200 | $1,359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $2,307 | $2,307 | $2,307 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,717 | $8,480 | $11,378 |
Total Monthly Payment | $10,149 | $10,912 | $13,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.