Introducing a spectacular one-bedroom home in the charming Pelham Parkway South! This beautifully renovated co-op features a spacious, updated kitchen and a separate dining room with newer appliances that will take your breath away. The bathroom is adorned with elegant tiles, adding a touch of luxury to this inviting home. Nestled on a sunny, tree-lined street, this unit offers easy access to the Bronx Zoo, local parks, schools, and hospitals—all within walking distance. No car is necessary, as shops, supermarkets, and other essential amenities are just steps away. The well-managed complex boasts an on-site laundry room, an indoor garage, and a live-in superintendent for your convenience. With a maintenance fee of just $901, which includes heat, hot water, and real estate taxes, this is an exceptional value. The prime location is a commuter's dream, with easy access to the IRT 5 and 2 trains and major bus routes. Why rent when you can own this incredible find? Seize the opportunity to make this your new home and experience the convenience and charm of Pelham Parkway South! Additional Information: HeatingFuel: Oil Above Ground,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,600 | $127,600 | $127,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $828 | $817 | $1,060 |
Total Monthly Payment | $903 | $892 | $1,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.