One or more photo(s) has been virtually staged. This charming ranch-style home boasts 3 spacious bedrooms and 3 full bathrooms, offering an expansive open floor plan with approximately 2, 195 square feet of living space. The inviting living area, complete with a cozy fireplace, is perfect for relaxing or entertaining guests. The well-appointed U-shaped kitchen features a breakfast bar, offering plenty of space for cooking and casual dining, and seamlessly connects to the dining room and great room—ideal for hosting gatherings. Step outside to unwind on the screened porch or deck, overlooking the beautifully fenced backyard, perfect for entertaining or a play area. This home provides endless opportunities to add your personal touch and style! Don't miss out! Please note that the information and property details provided in this listing, including utilities and room dimensions, are approximate and considered reliable but not guaranteed. It's recommended to independently verify these details if you are considering a transaction based on this listing. The seller/current owner does not guarantee that all property information has been included in this MLS listing. Additionally, the buyer is responsible for all inspections and any city requirements to close.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,155 | $2,721 |
Total Monthly Payment | $2,852 | $2,797 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.