Under contract-accepting backup offers. HUGE PRICE REDUCTION - Absolutely no effects from Hurricane Helene here! And update- Hurricane Milton was no match for this home- the garage took on some water- but the home was designed for it to flow out. A clean up underway and one spot of soffit repair- lift motor cover needs replaced and one guide pole- but in the scheme of things- the home is intact with no great damage! The new seawall was raised to the new recommended level and the new trex dock installed with additional support - the home was built higher than required and all of that resulted in one of the few homes in the area with no major damage!. The most magnificent view and incredible access you will find for this price- On wide saltwater canal with Edgewater lake to the left and Charlotte Harbor to the right, only 1600 unobstructed, deep water, feet to the Harbor! Over 100K of improvements done recently: TREX dock less than 6 months old- Seawall - all 100 feet- 2023. . and 20K# lift has just been refurbished. This Key west beauty complete with wrap around front porch, metal roof and cupola has a great room, wide open floor plan with views from almost every room! Sit on your lanai or soak in your spa and watch the sunset, Wake in your master, with gorgeous tray ceiling and large en-suite, to the view of the lake and the third bedroom can be used as an office where you may be distracted by the wide view of the water. The kitchen nook also opens up to the waterway and the kitchen counter shares the view through the pocketing sliders in the great room. The home has central vacuum with a “sweep away” located under the kitchen cabinet- touch of your toe and sweep away your cares. The pool and spa give you the feeling you are in the ocean by being surrounded by the water. The dedicated pool bath and outdoor shower keep traffic out of the home. (Not to mention when on the dock or coming in from a day on the boat!) The electric roll down storm smart sun screen lets you enjoy the sunset bug free and doubles as the hurricane protection for the back of the home! BRAND NEW 2024 dock and boat lift refurbished for you to bring your boat and enjoy the florida lifestyle. The 3 car garage has room for all your toys or workshop and the additional driveway on left side of home was designed for an RV complete with hookup. Solar panels deliver you EXTREMELY LOW electric bills, $27 dollars last month. (Seller paid 43K to install!) There is a hookup also for a generator in the case of power outage. The home is a blank palette that could use your imagination and skill to create a masterpiece …but there is not a property in the area that can compare with this view and access for this price point. Check out the video tour of this home!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $3,988 | $5,104 |
Total Monthly Payment | $4,539 | $4,434 | $5,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.