Nestled in a PRIME READING LOCATION, this charming 2-bedroom, 2-bath home offers a delightful blend of modern updates and inviting features. The UPDATED KITCHEN boasts sleek granite countertops & stainless steel appliances, perfect for culinary enthusiasts. Adjacent is a beautiful dining room complete with custom built-ins and period details. Enjoy your morning coffee on the adorable covered front porch or unwind on the private patio ideal for al fresco dining. The home is complete with two generous sized second floor bedrooms, and a finished basement den/office area. Located just minutes from shops, restaurants, and major commuter routes, and the nearby birch meadow complex featuring tennis courts, a playground, the YMCA, schools and much more. This home offers convenience and charm in equal measure. Don’t miss your chance to own this gem!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | 12.0 x 14.0 | Second | |
Dining Room | 12.0 x 12.0 | Main,First | |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Remodeled, Stainless Steel Appliances | 12.0 x 12.0 | Main,First |
Living Room | 12.0 x 18.0 | Main,First | |
Master Bedroom | 14.0 x 16.0 | Second |
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $574 | $574 | $574 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,244 | $3,159 | $4,109 |
Total Monthly Payment | $3,910 | $3,825 | $4,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.