Whether you are starting up or downsizing, this beautiful ranch in desirable South Hadley is ready for its next owners! Enter into a spacious living room with freshly refinished hardwood floors, fireplace, and ample natural light. This room flows into a formal dining room with new luxury vinyl flooring, and has access to the one car attached garage. Centrally located is the updated kitchen and a bonus family room on the back of the house. 3 generously sized bedrooms and an updated full bath with tub/shower unit and new vinyl floors complete the first level. A full open basement is ready to be finished for additional living space, and offers a newer Buderus boiler, updated electric panel, and laundry hookups. Features like replacement windows, newer roof, vinyl siding, fenced in yard, and a one gar garage. Don't miss your opportunity to see this South Hadley ranch, book your showing today!
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood | First |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Hardwood | First |
Dining Room | Ceiling Fan(s), Flooring - Vinyl, Open Floorplan, Crown Molding | First |
Kitchen | Flooring - Vinyl, Lighting - Overhead, Crown Molding | First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Exterior Access, Open Floorplan, Crown Molding | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Crown Molding | First |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,751 | $1,728 | $2,192 |
Total Monthly Payment | $2,196 | $2,173 | $2,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.