Settle-in to this tucked away residential sanctuary in Winter Haven, a popular choice due to its affordable cost of living, peaceful neighborhoods, and a generally relaxed pace of life. This 3 bedroom, 2 bath home by Meritage boasts an Open floor plan with a lot of flexibility, Advanced Thermostat, and Low-E Windows for maximum energy savings. Enjoy a Suite of Whirlpool appliances (SS Stove, SS Microwave, SS Dishwasher, and SS Fridge) in the kitchen and a Washer & Dryer equipped laundry room for everyday tasks. Experience Zen living with the Calm package, including Granite countertops, stone-look tile flooring and neutral toned carpeting in bedrooms. Retreat to the comfort of your primary suite, conveniently situated in the back of your home for plenty of privacy. It offers a huge walk-in closet and bathroom with dual sink vanity and standalone shower. Whether it's entertaining friends and family inside or cookouts in the comfort and privacy of your fenced back yard, this home is perfect for creating those treasured memories. Tired of frigid winters? You can live, work, and play here while enjoying a mild climate year-round, average temperatures ranging from 65 to 85 degrees make this tropical escape an ideal place to call home. Within a quick 12 minute drive you’ll find most everyday restaurants (Azteca D' Oro Mexican Restaurant, Chef Neil’s Bistro, Hibachi Express, Ovation Bistro & Bar, The Krazy Greek), shops (Kohl’s, Dillard's) and grocery stores (Publix, Aldi, Walmart) conveniently located. Whether it’s banking, pharmacy, automotive, home improvement or health services for you and your fur baby (Advent Health CentraCare & Garden Grove Animal Hospital) they’re all just a hop, skip and a jump away. Visiting loved ones can enjoy local attractions such as LEGOLAND and Peppa Pig theme parks only minutes away and still join you for a homecooked lunch or dinner! NOTE - Virtual Tour #2 is a builder rendering and NOT the actual home.
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Our Executive Mortgage Banker:
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$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,575 | $1,536 | $1,939 |
Total Monthly Payment | $2,190 | $2,151 | $2,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.