Coveted and rare Essex Junction Pinewood Manor Neighborhood home for sale! Colonial curb appeal with contemporary energy. Four bedrooms and 2-1/2 baths in 2300+ sq. ft. Minutes to IBM/5 corners. Warm, contemporary spaces inside. Start your day in the sun filled, big kitchen with granite and tile countertops, oodles of custom-made maple cabinets on 3 walls, and generous breakfast space. Formal dining room for special occasions. Later, settle into a corner of the huge 20'x21' family room, with built-in bookshelves and fireplace. An oak-shelved office space behind french doors is just off the front door with its own fireplace. The main floor offers 1 step access from your front door slate entry, or your oversized garage through the mudroom/laundry and a 3/4 bath. Upstairs offers four bedrooms with two large primary bedroom options and two full baths. Outside, the sun dappled back yard is fenced, and the low-slung deck ideal for cookouts or just being. A freshly trimmed mature tree canopy is over this serene space. Home exterior has been power-washed, aging windows replaced, and paint retouched, ready for you. Modern septic to be pumped. Nicely wooded and quiet neighborhood. This is a neighborhood too, with its own walking trails, optional pool membership, fall events, FB page, playgroups and more. Open House September 28th, 10am-12pm. CUSFSH.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $662 | $662 | $662 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,339 | $3,252 | $4,230 |
Total Monthly Payment | $4,093 | $4,006 | $4,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.